Inshorense ea koloi e theko e tlaase bakeng sa mokhanni oa koloi ea lilemo li 18
Tse ka hare
Moputso o tloaelehileng oa hora e ne e le $25.89, ha o bapisoa le $25.27 ka selemo pejana, ho latela Bureau of Labor Statistics. Ka karolelano litšenyehelo tsa selemo le selemo tsa inshorense ea koloi bakeng sa sedan e ne e le $1,222 ka 2015, ho bolelang hore mosebeletsi ea tloaelehileng a ka reka inshorense ea koloi ea selemo ka mor'a ho sebetsa lihora tse ka bang 47.
Leha ho le joalo, mocha ea tloaelehileng o fumana chelete e ka tlaase ho e tloaelehileng ea moputso oa hora. Moputso o tlase oa naha ho tloha ka Phupu 2015 e ne e le $7.92 feela ka hora. Bacha ba lefa chelete e ngata haholo bakeng sa inshorense hobane ba nkoa ba le kotsi ho feta bakhanni ba nang le phihlelo. Karolelano ea litšenyehelo tsa ts'ireletso ea selemo le selemo e ne e le $841, ho ipapisitsoe le litefiso tse amoheloang ke lik'hamphani tsa naha tsa inshorense ea likoloi. Maemong ana, ho tla hlokahala lihora tse 106 tsa mosebetsi bakeng sa selemo sa Inshorense ea Naha ea Boikarabello bo Bonyane.
Koloi e theko e tlaase e ntse e le litšenyehelo tse kholo bakeng sa Maamerika a limilione tse 4 kapa ho feta a sebeletsang moputso o fokolang. Empa e baka bothata bo boholo ho bakhanni ba bacha ba Rhode Island le New Hampshire kaha ba sebetsa hoo e ka bang makhetlo a mararo ho feta balekane ba bona ba Illinois ho reka inshorense ea likoloto e finyellang litlhoko tse fokolang tsa mmuso, ho latela tlhahlobo ea CarInsurance.com.
Ka bobeli meputso le litefiso tsa inshorense ea koloi li ka fapana haholo, kahoo ho khonahala ho ile ha baloa ka ho bapisa litšenyehelo tse tlase tsa inshorense ea koloi le moputso o tlase seterekeng ka seng. Bakhanni ba bacha ba otloa haholo Rhode Island le New Hampshire, 'me pholisi ea inshorense e theko e tlaase e nka lihora tse 174 ho e reka. Mokhanni e monyane o fumana inshorense e theko e tlase haholo Illinois - ho nka lihora tse 56 feela tsa mosebetsi bakeng sa selemo sa inshorense ea mekoloto.
Chelete ea inshorense ea koloi bakeng sa bana ba lilemo li 18
Linaha li behiloe ka palo ea lihora tse hlokahalang ho reka tšireletso, ho bapisa inshorense ea koloi e theko e tlaase bakeng sa bana ba lilemo li 18 le moputso oa bona o tlase.
Litefiso li bapisoa ho sebelisoa zip code ea naha bakeng sa mokhanni e monyane ea nang le rekoto e hloekileng, nalane e ntle ea mokoloto, le inshorense ea pholisi ea motsoali oa nakong e fetileng. Mokhanni ea tloaelehileng o lilemo li 18, ke monna, 'me o na le koloi e shebahalang joaloka Ford Taurus ea 1997. Lintlha tsena ha lia nepahala bakeng sa ngoana e mong le e mong ea lilemo li 18, empa e fana ka maikutlo a matle a mathata a lichelete ao bacha ba tobanang le 'ona ba itšetlehileng ka koloi ea bona ho ea sekolong kapa mosebetsing.
| Moshanyana ea lilemo li 18 o lefa eng bakeng sa mokoloto o tlase oa mmuso | |||||
|---|---|---|---|---|---|
| Boemo | Sebaka | Khoutu ea poso | Boleng ba selemo le selemo ba mekoloto | Moputso o fokolang | Lihora tsa ho reka |
| 1 | Illinois | 61761 | $459 | $8.25 | 56 |
| 2 | North Carolina | 28778 | $419 | $7.25 | 58 |
| 3 | Iowa | 50010 | $419 | $7.25 | 58 |
| 4 | Nevada | 89427 | $492 | $8.25 | 60 |
| 5 | Missouri | 65101 | $458 | $7.65 | 60 |
| 6 | Indiana | 47905 | $462 | $7.25 | 64 |
| 7 | California | 93441 | $602 | $9.00 | 67 |
| 8 | New Mexico | 88310 | $557 | $7.50 | 74 |
| 9 | New York | 14580 | $669 | $8.75 | 76 |
| 10 | Montana | 59602 | $625 | $8.05 | 78 |
| 11 | Khokahano | 06498 | $728 | $9.15 | 80 |
| 12 | Nebraska | 68504 | $662 | $8.00 | 83 |
| 13 | Pennsylvania | 16823 | $611 | $7.25 | 84 |
| 14 | Washington DC | 99163 | $795 | $9.47 | 84 |
| 15 | Kansas | 67401 | $625 | $7.25 | 86 |
| 16 | Vermont | 05446 | $826 | $9.15 | 90 |
| 17 | Florida | 32669 | $755 | $8.05 | 94 |
| 18 | Mississippi | 39759 | $688 | $7.25 | 95 |
| 19 | Tennessee | 37686 | $721 | $7.25 | 99 |
| 20 | Wisconsin | 53081 | $727 | $7.25 | 100 |
| 21 | Arizona | 86426 | $805 | $7.25 | 100 |
| 22 | Arkansas | 72768 | $751 | $7.50 | 100 |
| 23 | Wyoming | 82007 | $732 | $7.25 | 101 |
| 24 | Alabama | 36543 | $759 | $7.25 | 105 |
| 25 | Georgia | 31601 | $763 | $7.25 | 105 |
| 26 | Virginia | 22652 | $787 | $7.25 | 109 |
| 27 | Idaho | 83712 | $791 | $7.25 | 109 |
| 28 | Texas | 76306 | $802 | $7.25 | 111 |
| 29 | Colorado | 80525 | $916 | $8.23 | 111 |
| 30 | Louisiana | 71021 | $811 | $7.25 | 112 |
| 31 | Oregon | 97330 | $1,060 | $9.25 | 115 |
| 32 | Utah | 84772 | $848 | $7.25 | 117 |
| 33 | Minnesota | 56003 | $939 | $8.00 | 117 |
| 34 | Maryland | 21780 | $1,049 | $8.25 | 127 |
| 35 | South Carolina | 29692 | $943 | $7.25 | 130 |
| 36 | Maine | 04105 | $1,039 | $7.50 | 139 |
| 37 | Oklahoma | 74003 | $1,019 | $7.25 | 141 |
| 38 | Michigan | 49866 | $1,204 | $8.15 | 148 |
| 39 | Delaware | 19939 | $1,327 | $8.25 | 161 |
| 40 | Ohio | 44833 | $1,330 | $8.10 | 164 |
| 41 | Kentucky | 41075 | $1,227 | $7.25 | 169 |
| 42 | Virginia Bophirimela | 25427 | $1,370 | $8.00 | 171 |
| 43 | Jerese e ncha | 07933 | $1,446 | $8.38 | 173 |
| 44 | New Hampshire | 03303 | $1,261 | $7.25 | 174 |
| 45 | Rhode Island | 02842 | $1,569 | $9.00 | 174 |
| * | Alaska | 99829 | $8.75 | ||
| * | Hawaii | 96722 | $7.75 | ||
| * | Massachusetts | 02158 | $9.00 | ||
| * | North Dakota | 58285 | $7.25 | ||
| * | North Dakota | 57069 | $8.50 | ||
| * | Washington DC | 20006 | $10.50 | ||
| karolelano ea naha | $841 | $7.92 | 106 | ||
| * Lintlha ha li fumanehe kapa ha li fumanehe nakong ea phatlalatso Lintlha tsohle tse nkiloeng ho http://www.carinsurance.com/state/Illinois-car-insurance.aspx | |||||
Na inshorense ea koloi e theko e tlaase e teng bakeng sa bakhanni ba bacha?
Lits'oants'o tsa inshorense tsa C li amana haholo le mokhanni ho feta koloi le kotsi eo ba e nahanang. Mona ke lintlha tsa bohlokoa tseo lik'hamphani tsa inshorense li li nahanang pele li u fa quote:
Histori ea hau ea ho khanna: Ho tlōla tekano kapa kotsi e fetang e le 'ngoe e eketsa litšenyehelo tsa inshorense.
Mokitlane oa hau: Haeba o le tlase, o nkoa e le tleleime e phahameng ea kotsi 'me e lefisoa ho feta linaheng tse ngata.
Maele a hau: Ha u khanna hanyane, kotsi ea ho otla motho e fokotseha.
Histori ea inshorense ea hau: Haeba u lumella pholisi ea hau hore e felle, esita le ka matsatsi a seng makae, u tla lefa ho feta.
Koloi ea Hau: Haeba koloi ea hau e na le litefiso tse phahameng haholo ho feta tse ling tse ngata, litefiso tsa hau tsa melato li tla bonts'a kotsi ena.
Hopola hore ha ho lik'hamphani tse peli tsa inshorense tse fanang ka litefiso tse tšoanang, esita le maano a nang le bonyane litefello tsa inshorense ea naha a ka fapana ka lidolara tse makholo ka selemo. Ebang u motsoali kapa u mocha, ke habohlokoa hore u etse lipatlisiso le ho bapisa linyehelo tsa inshorense ho u thusa ho etsa khetho e molemohali.
Sengoliloeng sena se fetotsoe ka tumello ea carinsurance.com: http://www.carinsurance.com/Articles/10-factors-that-affect-your-car-insurance-rates.aspx.
