Libanka tse 10 tse holimo tsa Lekala la Sechaba India

India e na le tsamaiso e matla haholo ea lichelete. Ho tsitsa ha lichelete tsa naha ho ka ahloloa ka matla a libanka tsa eona. Lekala la libanka India le hlophisitsoe. Reserve Bank of India ke eona e etellang pele. U na le mefuta e fapaneng ea libanka India.

Tsena ke libanka tsa mekhatlo ea sechaba kapa libanka tsa naha, libanka tsa mekhatlo e ikemetseng, libanka tsa likoporasi, libanka tsa libaka tsa mahaeng le mekhatlo ea mantlha ea mekoloto ea temo. Libanka tsa kantle ho naha tse nang le makala India le tsona li phetha karolo ea bohlokoa ho boloka botsitso ba lichelete.

Hoo e ka bang lilemo tse leshome tse fetileng, libanka tse ngata tse etelletseng pele Amerika, joalo ka Lehmann Brothers Inc., li ile tsa putlama ka lebaka la bothata ba mekoloto ea matlo. Libanka tse ngata tse kholo li tobane le bothata ba koluoa ​​​​ena. Leha ho le joalo, ho tlameha ho boleloa hore libanka tsa India li ile tsa lula li sa senyeha. Sena se bakoa haholo-holo ka lebaka la bolebeli bo entsoeng ke Reserve Bank of India le litekanyetso tse matla tsa libanka tsa India ka kakaretso.

Ho lekanya banka efe kapa efe ke mosebetsi o rarahaneng kaha lintlha tse ngata li hloka ho tsotelloa joalo ka khoebo ka kakaretso ea banka, boleng ba thepa ea eona, tlhahiso ea phaello, khotsofalo ea bareki, chelete ea mmaraka, jj.

Sehloohong sena, re tla sheba libanka tse leshome tse holimo tsa mekhatlo ea sechaba. Sena se kenyeletsa libanka tsa naha, State Bank of India le IDBI Bank. Re tšoara libanka tse amanang le Banka ea Naha e le sehlopha se le seng, se kopantsoeng le Banka ea Naha ea India. Re hlahisa maikutlo a rona a nnete a ipapisitseng le lipalo-palo (audited balance sheets ho tloha ka la 31 Hlakubele 2016). Ka tlase lethathamo la libanka tse leshome tse holimo tsa mekhatlo ea sechaba India ka 2022.

10. INDIAN OVERSEAS BANK

Ho nomoro ea 10 re na le Indian Overseas Bank e tsoang Chennai. E thehiloe ka 1937, Indian Overseas Bank e na le makala a 3397 India, hoo e ka bang karolo ea boraro ea eona e Tamil Nadu feela. Banka e na le makala a 8 kantle ho naha, kaofela a le Asia. Kakaretso ea khoebo ea banka e ka bang Rs 397241 17.40 crore. Banka ena e na le liperesente tse phahameng ka ho fetisisa tsa thepa e sa sebetseng (NPA) (2897%) har'a libanka tse ling kaofela. Sena se bakile tahlehelo e kholo bakeng sa banka ea Rs 2015 crore ho 16–.

09. SYNDICATE BANK:

Syndicate Bank, lekala le Manipal, e maemong a bo-9 lethathamong lena la libanka tse 10 tse holimo tsa lekala la sechaba India. E thehiloe ka 1925, banka ena e fumaneha South India. Leha ho le joalo, morao tjena le bona ba ile ba leba leboea. Ka kakaretso ea makala a 3766, Syndicate Bank e na le khoebo e felletseng ea Rs 468184 crore. Boemo ba NPA (6.70%) bankeng ena bo tlase ha bo bapisoa le balekane ba eona. Syndicate Bank e kentse tahlehelo ea Rs 1643 crore ka 2015-16.

08. IDBI BANK:

Ena ke eona feela banka lethathamong lena e seng ea lefapha la libanka tsa naha. Leha ho le joalo, kabelo ea beng ba 'Muso oa India e tšoana le ea libanka tse ling tsa naha. Kahoo, o ka nka banka ena e le banka ea lekala la sechaba. Banka ena, e ntlo-khōlō e Mumbai, e thehiloe ka 1964 ke molao o khethehileng oa paramente. Ka kakaretso ea makala a makala a 1846, banka ena e na le boemo ba khoebo ba Rs 481613 11.52 crore. Banka e na le boemo bo phahameng ba NPA (3664%), e leng se bakang tahlehelo ea banka ea Rs 2015 crore ho 16-8. Ka mekhahlelo e akaretsang, banka ena e nka sebaka sa -th lethathamong lena.

07. BANK E KAROLO EA INDIA:

E thehiloe ka 1911 ke rabanka ea tummeng Sir Sorabji Pochkanwala, banka ena e thehiloe Mumbai. Leha ho le joalo, e na le boteng bo boholo le linaheng tse ka leboea. Banka ena e tsebahala ka litšebeletso tsa eona tse ntle tsa bareki le ho khothaletsa tšebeliso ea Sehindi mangolong a molao, e na le makala a 4728 ho pholletsa le India. Ka nako e 'ngoe, banka ena e ne e le boemong ba pele boemong. Leha ho le joalo, joale e theohetse sebakeng sa 1 ka khoebo e felletseng ea Rs 7 crore. Banka e na le NPA e phahameng (456336%), e fokotsang phaello ea eona. Ho romella tahlehelo ea limilione tse likete tse 11.95 ho 1418-2015, k'hamphani e tšepa ho etsa phaello selemong sena.

06. BANK OF INDIA:

Bank of India, e 'ngoe ea libanka tsa khale ka ho fetisisa India, le eona e thehiloe Mumbai. E bile teng ho tloha ka 1906, banka ena e bile khoebong e tsitsitseng ho theosa le lilemo, ho fihlela palo ea Rs 872190 crores. Haholo-holo ke banka e thehiloeng India Bophirima e nang le boteng bo botle le ka leboea. O ka bapisa banka ena ka boholo le Banka e Kholo ea India. Bank of India e na le makala a ka bang 5077, ao a 61 a teng mose ho maoatle.

Banka ena e na le liphesente tse holimo haholo tsa NPA (13.89%). Ka lebaka leo, o tla fumana ho putlama ha phaello ha banka e bile le tahlehelo e kholo ka ho fetisisa selemong sena ea Rs 6089 crores. Ba re ba hloekisitse li-account tsa bona ka botlalo mme ba ts'epa hore ba tla lokisa boemo selemong sena. Ke nako feela e ka tsebang hore na banka ena e tla fetela pele ho tloha nomorong ea eona ea hajoale ea 6.

05. CANARA BANK:

Ka mor'a libanka tse 'maloa Mumbai, re khutlela bankeng e ka boroa, Canara Bank nomoro ea 5. Ke banka e ka tšeptjoang ea ntlo-khōlō ea Bangalore e nang le makala a ka bang 5849, ho akarelletsa le makala a 9 linaheng tse ling. E thehiloe Mangalore ka 1906, banka ena e fihletse katleho e kholo mme esale e le e 'ngoe ea libanka tse tharo tse holimo India ka lilemo tse ngata. Ka khoebo e felletseng ea Rs 3 crore, banka ena e kentse tahlehelo ea Rs 804507 crore ka 2812-2015 ka lebaka la ho thella ha morao tjena. Ho fihlela joale, peresente ea NPA (16%) e se e le ka har'a karolelano ea naha. Leha ho le joalo, kaha e behile 9.74 selemong sena, e na le monyetla oa ho nyoloha nakong e tlang.

04. TLHOKOMELO YA BANK:

Libaka tse ka bophirima tsa India li na le liperesente tse phahameng ka ho fetisisa tsa libanka tsa naha, 'me Bank of Baroda e le ntlo-kholo e Mandvi, Baroda e Gujarat. Hammoho le Bank of India, banka ena e emetsoe hantle kantle ho naha ka makala a 49, ao boholo ba ona a leng linaheng tsa Gulf. Kakaretso ea makala a eona ke 5379. E thehiloe ka 1908, e bile e 'ngoe ea libanka tsa pele tse ileng tsa etsoa naha ka 1969. Palo eohle ea ts'ebetso ea banka ena ke Rs 957808 10.56 crores, e leng e 'ngoe ea tse phahameng ka ho fetisisa indastering hammoho le Banka ea Naha ea Punjab. Banka ena e na le liperesente tse phahameng tsa NPA (5395%), kaha e tlalehile tahlehelo e felletseng ea Rs 2015 crore ho 16–. Ena ke karolo ea ts'ebetso ea ho hloekisa.

03. UNION BANK OF INDIA:

Union Bank of India ke banka e thehiloeng Mumbai e thehiloeng ka 1919. E 'ngoe ea libanka tse' maloa India ho etsa phaello ea chelete selemong sena, khoebo eohle ea banka ke Rs 620445 crore 8.70 crore. Ka liperesente tse hlomphehang tsa NPA (4200%), banka ena e entse hantle haholo selemong sena, e hloa maemo a 'maloa ka pele ho lithaka tsa eona tse kang Canara Bank, joalo-joalo Ka makala a 4, ao 1351 a leng teng linaheng tse ling, banka ena e hatisitse phaello e ngata. ea Rs 2015 crore ka lilemo tse 16-3. Banka e lokeloa ke sebaka har'a tse tharo tse holimo India ka lebaka la ts'ebetso ea eona e ntle haholo selemong sena.

02. PUNJAB NATIONAL BANK:

Ho tloha ka boroa le bophirimela re leba karolong e ka leboea ea India. E thehiloe ka 1894 'me e thehiloe Delhi, Punjab National Bank ke e' ngoe ea libanka tsa khale ka ho fetisisa India. Banka ena e na le ts'ebetso e phahameng ka ho fetisisa ea khoebo har'a libanka tsa naha tsa India tse nang le kakaretso ea khoebo ea Rs 965377 crore 13.54 crore. Leha ho le joalo, banka ena e na le liperesente tse phahameng tsa NPA - 2015% ho 16-3974. Lena ke lebaka la ho beha tahlehelo ea Rs 6760 crore selemong sena sa lichelete. Ka makala a ka bang 2, banka ena e ka nka sebaka sa bobeli kamora Banka ea Naha ea India.

01. STATE BANK OF INDIA:

Qalong e thehiloe e le Banka ea Calcutta ka 1806, banka ena e ile ea fetoha Imperial Bank of India ka 1921. Banka e ile ea rehoa State Bank of India ka ketso e khethehileng ea Paramente ka 1955. E ne e le banka ea pele ea ho tobana le naha ka 1956. Banka ea Naha ea India e ne e na le libanka tse supileng tse amanang le tsona. Ka mor'a moo e ile ea nka tse peli tsa tsona 'me kajeno ho setse libanka tse hlano feela tse amanang le tsona.

Ke "Big Daddy" ea libanka tsohle tsa India tse nang le makala a fetang 13000 31,94,422 le khoebo ea Rs 6.71 9950 crore. Khoebo eohle ea lichelete ea mmuso oa India e fumaneha bankeng ena. Banka ena e na le liperesente tse tlase tsa NPA har'a libanka tsohle (1%). Ka phaello e felletseng ea li-crores tsa li-rupee selemong sena sa lichelete, banka ena e mothating oa ho nka sebaka sa pele lilemong tse tlang. Libanka tse setseng li ka hlōlisana bakeng sa maemo No.

Leha banka e na le lintlha tse 'maloa tse lokelang ho hlahlojoa, re tsepamisitse maikutlo feela likarolong tse kholo tsa khoebo. Ua bona hore libanka tse ngata li bile le tahlehelo e kholo selemong sena. Sena ke hobane libanka tsohle li mothating oa ho hloekisa li-balance sheet pele melaoana ea Basel III e qala ho sebetsa ka 2022. Leha ho na le tahlehelo, sekoloto se tlameha ho fuoa mosebetsi oa libanka tsena tsa India bakeng sa bokhoni ba tsona ba ho mamella mathata a lichelete.